<optgroup id="als8m"><small id="als8m"></small></optgroup><optgroup id="als8m"></optgroup>
<samp id="als8m"></samp>
<center id="als8m"></center>
<code id="als8m"></code>
<center id="als8m"></center>
<samp id="als8m"></samp>
<xmp id="als8m"><sup id="als8m"></sup>
<sup id="als8m"><acronym id="als8m"></acronym></sup>
<code id="als8m"><xmp id="als8m">
<xmp id="als8m"><sup id="als8m"></sup>
<tt id="als8m"><acronym id="als8m"></acronym></tt><center id="als8m"></center>
<code id="als8m"></code>
<menuitem id="als8m"></menuitem>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>
    <dl id="als8m"></dl>
  • <div id="als8m"></div>
  • <div id="als8m"><span id="als8m"></span></div>
  • <menuitem id="als8m"><bdo id="als8m"><video id="als8m"></video></bdo></menuitem>
  • <li id="als8m"><ins id="als8m"></ins></li>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <li id="als8m"><s id="als8m"></s></li>
    <dl id="als8m"></dl>
    <div id="als8m"><tr id="als8m"></tr></div>
    <li id="als8m"><tr id="als8m"></tr></li>
    <dl id="als8m"><s id="als8m"></s></dl>
    <input id="als8m"><menu id="als8m"></menu></input><div id="als8m"></div><li id="als8m"></li>
    <li id="als8m"><ins id="als8m"></ins></li>
    <div id="als8m"></div>
  • <div id="als8m"></div><div id="als8m"></div>
    <div id="als8m"><tr id="als8m"><object id="als8m"></object></tr></div>
    <div id="als8m"></div><li id="als8m"><s id="als8m"></s></li>
  • <li id="als8m"><s id="als8m"><strong id="als8m"></strong></s></li>
  • <progress id="als8m"><tr id="als8m"><source id="als8m"></source></tr></progress>
    <div id="als8m"></div>
    <div id="als8m"><tr id="als8m"></tr></div>
    <dl id="als8m"></dl>
    <li id="als8m"></li>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>
  • 中國銀行邢桂偉:大數據風控使銀行風控體系不斷健壯成熟
    2018-06-30 11:22:58作者:王柯瑾 來源:中國經營網 評論:

    本報記者 王柯瑾 北京報道

    由中國經營報社主辦、中國社會科學院提供學術支持的“第三屆中經金融科技高峰論壇”6月30日在北京舉行。本屆論壇的主題為“享科技智金融”。

    在“銀行智能化布局的路徑選擇與探索”圓桌對話環節中,中國銀行信息科技部總工程師邢桂偉提到,傳統風控數據是強金融數據,主要依賴身份屬性和金融交易數據;而大數據風控側重于弱數據金融化,認為所有數據都是風險數據,再提煉風險表征,并形成“數據+決策+監控”的動態閉環,使風控體系不斷健壯成熟。


    中國銀行信息科技部總工程師邢桂偉

    他指出,欺詐和風險的識別是智能風控的核心,數據的維度和密度是智能風控的關鍵,數據獲取能力和基于規則引擎、風險引擎精準地分析建模是智能風控最主要的難題。

    邢桂偉表示:“中國銀行提出了科技引領數字化發展戰略,目標是打造場景生態豐富、線上線下協同、用戶體驗極致、產品創新靈活、運營管理高效、風險控制智能的數字化銀行。構建數字化銀行要把科技元素注入業務全流程、全領域,遵循以體驗為核心、以數據為基礎、以技術為驅動的策略,實現內在價值的提升,并在業務創新發展、業務科技融合、技術能力建設、體制機制轉型四個方面全面發力。”

    在談到相對于金融科技公司,國有傳統商業銀行的比較優勢時,邢桂偉稱,主要表現在五個方面:一是金融領域的專業優勢和經驗積累;二是全渠道、立體化、跨地域協同的服務渠道,覆蓋線上線下和境內境外;三是長期基于廣泛金融場景的技術研發運用實踐經驗,并形成了一支專業、穩定、成建制的技術隊伍;四是長期穩健經營,適應嚴格金融監管,確保連續經營穩定性和長期信用承諾;五是穩健可靠的品牌信用。

    在建設創新型國家的背景和互聯網的高科技推動下,傳統金融機構紛紛加大在金融科技領域的布局。在“銀行智能化布局的路徑選擇與探索”圓桌對話環節,來自國有銀行、外資行、民營銀行的多位嘉賓圍繞“銀行數字化轉型的核心競爭力、挑戰與應對策略”“云計算、大數據、AI等新技術在銀行業的實踐與探索”“銀行新流程重構帶來的數字化風險布控與智能風控提升”等議題展開了熱烈討論。

    (編輯:曹馳 校對:顏京寧)

    *除《中國經營報》署名文章外,其他文章為作者獨立觀點,不代表中國經營網立場。
    責編:胡月 [email protected]

    <optgroup id="als8m"><small id="als8m"></small></optgroup><optgroup id="als8m"></optgroup>
    <samp id="als8m"></samp>
    <center id="als8m"></center>
    <code id="als8m"></code>
    <center id="als8m"></center>
    <samp id="als8m"></samp>
    <xmp id="als8m"><sup id="als8m"></sup>
    <sup id="als8m"><acronym id="als8m"></acronym></sup>
    <code id="als8m"><xmp id="als8m">
    <xmp id="als8m"><sup id="als8m"></sup>
    <tt id="als8m"><acronym id="als8m"></acronym></tt><center id="als8m"></center>
    <code id="als8m"></code>
    <menuitem id="als8m"></menuitem>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>
    <dl id="als8m"></dl>
  • <div id="als8m"></div>
  • <div id="als8m"><span id="als8m"></span></div>
  • <menuitem id="als8m"><bdo id="als8m"><video id="als8m"></video></bdo></menuitem>
  • <li id="als8m"><ins id="als8m"></ins></li>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <li id="als8m"><s id="als8m"></s></li>
    <dl id="als8m"></dl>
    <div id="als8m"><tr id="als8m"></tr></div>
    <li id="als8m"><tr id="als8m"></tr></li>
    <dl id="als8m"><s id="als8m"></s></dl>
    <input id="als8m"><menu id="als8m"></menu></input><div id="als8m"></div><li id="als8m"></li>
    <li id="als8m"><ins id="als8m"></ins></li>
    <div id="als8m"></div>
  • <div id="als8m"></div><div id="als8m"></div>
    <div id="als8m"><tr id="als8m"><object id="als8m"></object></tr></div>
    <div id="als8m"></div><li id="als8m"><s id="als8m"></s></li>
  • <li id="als8m"><s id="als8m"><strong id="als8m"></strong></s></li>
  • <progress id="als8m"><tr id="als8m"><source id="als8m"></source></tr></progress>
    <div id="als8m"></div>
    <div id="als8m"><tr id="als8m"></tr></div>
    <dl id="als8m"></dl>
    <li id="als8m"></li>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>
  • 全鸡母六合心水论坛
    <optgroup id="als8m"><small id="als8m"></small></optgroup><optgroup id="als8m"></optgroup>
    <samp id="als8m"></samp>
    <center id="als8m"></center>
    <code id="als8m"></code>
    <center id="als8m"></center>
    <samp id="als8m"></samp>
    <xmp id="als8m"><sup id="als8m"></sup>
    <sup id="als8m"><acronym id="als8m"></acronym></sup>
    <code id="als8m"><xmp id="als8m">
    <xmp id="als8m"><sup id="als8m"></sup>
    <tt id="als8m"><acronym id="als8m"></acronym></tt><center id="als8m"></center>
    <code id="als8m"></code>
    <menuitem id="als8m"></menuitem>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>
    <dl id="als8m"></dl>
  • <div id="als8m"></div>
  • <div id="als8m"><span id="als8m"></span></div>
  • <menuitem id="als8m"><bdo id="als8m"><video id="als8m"></video></bdo></menuitem>
  • <li id="als8m"><ins id="als8m"></ins></li>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <div id="als8m"><tr id="als8m"></tr></div>
  • <li id="als8m"><s id="als8m"></s></li>
    <dl id="als8m"></dl>
    <div id="als8m"><tr id="als8m"></tr></div>
    <li id="als8m"><tr id="als8m"></tr></li>
    <dl id="als8m"><s id="als8m"></s></dl>
    <input id="als8m"><menu id="als8m"></menu></input><div id="als8m"></div><li id="als8m"></li>
    <li id="als8m"><ins id="als8m"></ins></li>
    <div id="als8m"></div>
  • <div id="als8m"></div><div id="als8m"></div>
    <div id="als8m"><tr id="als8m"><object id="als8m"></object></tr></div>
    <div id="als8m"></div><li id="als8m"><s id="als8m"></s></li>
  • <li id="als8m"><s id="als8m"><strong id="als8m"></strong></s></li>
  • <progress id="als8m"><tr id="als8m"><source id="als8m"></source></tr></progress>
    <div id="als8m"></div>
    <div id="als8m"><tr id="als8m"></tr></div>
    <dl id="als8m"></dl>
    <li id="als8m"></li>
  • <progress id="als8m"></progress>
    <dl id="als8m"><ins id="als8m"></ins></dl>